North Dakota Car Insurance – Compare Rates
Reader’s Question:
Reading up on certain car insurance quotes at hand, I got overwhelmed with the terminologies used in the proposals. Can you explain to me the basic North Dakota car insurance coverage that should matter to me?
Rosie
Bismarck ND
To save money on your car insurance policy, you have to know 
what you are covered for. Who knows, when the time comes that you need to make a claim, you’ll just realize that you’re not actually covered for that kind of scenario.
The main core of your car insurance coverage is the “liability coverage” to pay for bodily injuries and property damages you’ve caused to other people or their cars.
North Dakota Car Insurance Coverage
In North Dakota the minimum liability coverage required is 25/50/25. Meaning, in any accident, your liability coverage will pay for $25,000 in bodily injuries per person, $50,000 in total bodily injuries, and $25,000 in property damages. Uninsured/Underinsured Motorist Bodily Injury limit is $25,000/$50,000 and Personal Injury Protection limit of $30,000.
States in the U.S., except Wisconsin, Tennessee, South Carolina, New Hampshire and Virginia, set a mandated minimum amount of car insurance coverage that car owners should have. Currently, the lowest state-mandated requirement is 10/20/5. The highest is 50/100/25.
