Reader’s Question:

I just received a speeding ticket in North Dakota but I am registered in Minnesota. Will my insurance rates go up a lot in MN?

Janice

Thank you for asking Janice.

North Dakota and Minnesota are both members of the Drivers License Compact (DLC). The ND courts will report to the Minnesota Driver and Vehicles Services (DVS) division of the Department of Public Safety the conviction and the violation (speeding ticket for 8 mph over the limit).

According to the MN driver’s manual, the Minnesota Department of Public Safety (DPS) maintains your driving record, which contains information about driving and licensing violations in Minnesota and other states. It looks like that the North Dakota violation conviction will be placed on your privilege or restrictions on where, when, and what types of vehicle you may drive.

Since the ND speeding citation should make it onto your MN driving record your insurance company will likely see it and it could make an affect your rate of insurance. It will actually depend upon your insurance provider’s rating system if it will or not.

Goodluck!

MariCAR