Reader’s Question:

What is the minimum liability insurance coverage required in North Dakota?

Patrick

Thank you for asking Patrick.

North Dakota state law requires that all motor vehicles registered and operated in the state carry certain minimum insurance coverages. The coverages and minimum limits mandated by law are:

* Bodily Injury Liability: $25,000 per person (the maximum amount payable to one person)/$50,000 per accident (the maximum amount payable to all people injured in one accident).
* Property Damage Liability: $25,000 per accident.
* Uninsured Motorist Coverage: $25,000 per person/ $50,000 per accident.
* Underinsured Motorist Coverage: Underinsured motorist coverage must be equal to the uninsured motorist coverage. Underinsured motorist provides you coverage for a bodily injury claim you would have against another driver whose liability coverage is less than your underinsured coverage.
* Basic No-Fault: $30,000 per person. Basic no-fault provides you coverage for economic loss (such as medical expenses and work loss) as a result of an accidental injury in your auto- without regard to fault. No-fault is also known as Personal Injury Protection or PIP.

Goodluck!

MariCAR