Reader’s Question:

I just want to know how long does points stay on my record? I live in North Dakota.

Manuel

Thank you for asking Manuel.

According to the ND DOT North Dakota has a violation point system to improve its awareness of those drivers who constantly violate traffic laws. The website goes on to say that each traffic violation under North Dakota is assigned a certain amount of points. The more serious the offense, the higher its point value.

So it will depend upon which method you use to get your points taken off your North Dakota driving record as to how long it will take. For instance if you were cited of a speeding ticket for 11 - 15 mph over the limit in a speed zone of less than 70 mph this comes with 1 point being assessed to your driver’s license. If you do not get cited and convicted for another point offense in the next 3 months after this point was added it appears from the ND DOT information above that your 1 point would be removed.

You can contact the North Dakota Department of Transportation to verify this information and to get more information on your driving record.

Goodluck!

MariCAR

Reader’s Question:

How long do I have to carry an sr22 if I have a DUI three years ago? I live in ND.

Dexter

Thank you for asking Dexter.

There are two separate penalties involved under the DUI law. One is an administrative license penalty, the other is a court conviction penalty. Your driving license may be suspended or revoked through either or both processes. By law, if you are arrested for DUI, under the administrative penalty, the arresting officer will take your operator’s license then and there.

You also face mandatory fines and jail sentences.

* First conviction—$250 fine.
* Second conviction within five years—$500 fine and five days in jail or 30 days community service work.
* Third conviction within five years—$1,000 fine and 60 days in jail.
* Fourth conviction within seven years—$1,000 fine and 180 days in jail.

Also if convicted of a DUI, the law requires you to show proof of financial responsibility (SR 22 insurance coverage). The North Dakota Insurance Department site states that the ND Drivers License Division of the Department of Transportation requires those that have been convicted of certain violations, such as a DUI, to show proof of future financial responsibility for a period of one year.

You make contact the ND DOT to verify this information.

Goodluck!

MariCAR

Reader’s Question:

I had an accident in ND and I have $30,000 of Personal Injury Protection, does this means that my medical bills will only cover $30000?

Grace

Thank you for asking Grace.

You would only have $30,000 of coverage under your Personal Injury Protection coverage. Bodily Injury Liability coverage is for other people you may have injured, not yourself. If you have health insurance, I would contact them for additional coverage.

Had you injured anyone in the other vehicle and you were at fault then the person that you hurt would have to pay their Personal Injury Protection first. That pays first regardless who was at fault. After their Personal Injury Protection is exhausted then they would seek payment from you your Bodily Injury. In your case you would have additional medical coverage for them up to $100,000 per person and $300,000 per accident. Had the other driver been at fault and not have $100,000/$300,000 coverage then your uninsured motorist coverage would pay over and above your Personal Injury Protection.

Goodluck!

MariCAR