Reader’s Question:

If I let my friend borrow my vehicle and they receive a speeding ticket will it go on my car insurance rate in Bismarck or theirs?

Sanders

Bismarck, ND

States law can differ but generally the speeding ticket should have been written to your friend and his license number and therefore would go on his driver’s license record and affect his car insurance rate and not your insurance rate in Bismarck.

If the speeding ticket was written to the vehicle instead for say an expired registration then it would be put against your license in most states.

A moving violation citation received by somebody else driving your vehicle would generally not affect your car insurance rates.

Tags: car insurance rate